Are you an individual who shops in Amazon.com, or Zalora perhaps? Or, you are a small and medium enterprise business owner who don’t have credit card terminal yet?
Well don’t worry, Voyager Innovation and Smart E-Money has a solution for you. Both for the consumer and the business owner.
PayMaya is both a virtual card and a physical VISA card can be used to shop online and offline. You don’t have to be tied up with a telco to be able to own a PayMaya card. You can download the app sign up and submit some documentary requirement like a government ID, your home address and birthday and you are good to go.
PayMaya partners
Use PayMaya to buy beer, coffee, PAL (Philippine Airlines) ticket, shop at Zalora or Food Panda. Or buy anything you see online and pay using PayMaya VISA. There is no need for a credit card.
Currently, PayMaya has already strong partnership with PAL, Zalora, and FoodPanda.
During the “experience night” with PayMaya, top executives of PLDT and Smart were there to include Manny V. Pangilinan himself was there to support the preview of the mobile app.
Two cards — virtual and physical
When you sign up with PayMaya you will get two cards, the virtual card which will be used for Internet-only shopping and the physical card that can be used to shop both online and offline.

PayMaya Business
For the small-medium enterprise (business owners), PayMaya has a solution for you. If you can’t be approved by credit card companies to get your own terminal, PayMaya business is the solution.

Next: PayMaya Business. No credit card terminal? No problem.
Posted by Tech Patrol News on Monday, August 24, 2015
Bonus: Use PayMaya in your LRT/MRT Ride
PayMaya VISA physical card has a built-in Beep number. Therefore you can load and use your PayMaya in your LRT/MRT trips! 🙂
The card is valid for four (4) years.
We don’t have enough information yet on how much are the transaction fees, but one feature that is already activated with PayMaya are Smart eLoads with discounts. You can also send money to another PayMay holder or Pay Bills (in the future).
Official launch is set in September, but the media and select bloggers had already the preview and they were given PayMaya VISA card to test the service already.
